Truevine Home Healthcare Services

10410 Kensington Pkwy. Suite 100. Kensington. MD 20895

Does Medicare Pay For Senior Home Care?

When it comes to senior home care, many families have concerns about how they can pay for the necessary services. Does Medicare cover senior home care? This is a very common question and the answer is complex. 

According to, Medicare does not directly cover in-home care services, however, there are certain programs that can help you pay for some of these costs. Here are five things to keep in mind:

  • Medicare Part A may cover some skilled nursing services that are provided by a licensed professional in your home, such as physical therapy or speech therapy.
  • Medicare Part B sometimes covers some medical supplies used at home, such as walkers or wheelchairs.
  • State Medicaid programs may provide additional assistance with costs associated with personal care services and other needs.
  • VA Aid and Attendance Pension Benefit may cover the cost of long-term care partially or in full.
  • Finally, long-term care insurance plans may offer coverage for some in-home care services.

A doctor or other health care provider (like a nurse practitioner) must have a face-to-face visit with you before certifying that you need home health services. A doctor or other health care provider must order your care, and a Medicare-certified home health agency must provide it.

In most cases, “part-time or intermittent” means you may be able to get skilled nursing care and home health aide services up to 8 hours a day, with a maximum of 28 hours per week. You may be able to get more frequent care for a short time if your doctor or other health care provider determines it’s necessary.

Medicare doesn’t pay for:

  • 24-hour-a-day care at your home
  • Meals delivered to your home
  • Homemaker services (like shopping and cleaning) that aren’t related to your care plan
  • Custodial or personal care that helps you with daily living activities (like bathing, dressing, or using the bathroom), when this is the only care you need.

Contact us today with any questions on Medicare coverage

Tel 301.768.4251